American Banker announces, that USAA is the first U.S. bank to announce a retail remote deposit capture app for the iPhone, yet another coup in the single-branch bank's stealth dominance of mobile banking adoption.
The iPhone-based RDC tool comes three years after USAA began offering consumer remote deposit capture using scanners to its seven million members, who have proven to be willing adopters of remote access technology.
"The iPhone-RDC offering is pretty compelling," says Nick Holland, a senior analyst at Aite Group, who says the USAA's range of mobile banking products and high adoption numbers are impressive given market conditions and the budgetary restrictions in place. "Banks are not evolving their mobile products now, it's not seen as mission critical."
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